When it comes to your travel plans to Greece, you will most likely concentrate on the breathtaking archaeological monuments, beaches, and the national food. Nevertheless, in all the thrill it is of course important to look after both your health and well-being. It is there that the Greece Travel Insurance will operate. In the following, we will do extensive coverage of travel insurance importance, who needs it, where to buy it, what it covers, and tips for safe and fun travel.
Do I Need Travel Insurance to Visit Greece?
Your need for travel insurance when visiting Greece largely depends on your nationality:
- Non-EU Citizens with Visa Requirements
- Non-EU citizens who require a visa to enter Greece must also possess valid travel insurance. It’s a vital component of the visa application process, ensuring you have adequate coverage during your stay.
- While non-EU citizens who technically don’t need a visa aren’t obligated to purchase travel insurance, it’s highly recommended. Travel health insurance provides peace of mind, safeguarding you against unexpected medical expenses.
EU Citizens
Citizens of these countries benefit from health insurance coverage in Greece through the European Health Insurance Card (EHIC). The EHIC grants access to medical care on par with Greek citizens in public hospitals. However, private facilities are not included.
Where Can I Buy Travel Health Insurance for Greece?
For reliable and cost-effective travel medical insurance for Greece, consider Europ Assistance. They offer comprehensive policies designed to meet your specific needs. MondialCare is another reputable provider with policies accepted at all Greek embassies abroad. Plus, they offer free cancellation if your Greek visa is rejected.
Greece Travel Insurance Requirements
When purchasing visa, ensure it meets the following criteria:
- Coverage of at least €30,000 for medical and repatriation expenses.
- Validity throughout your entire trip.
- Validity in all Schengen countries.
What Does Travel Insurance for Greece Cover?
Most travel insurance policies for Greece provide coverage for:
- Your policy should cover the costs of hospitalization, medical treatment, and prescription medication in case of accidents, illnesses, or food poisoning.
- In the event of severe illness or unfortunate circumstances leading to your passing, your policy should include coverage for evacuation and repatriation of remains.
- In addition to travel health insurance, consider options for coverage related to trip and flight disruptions:
- If unforeseen circumstances force you to cut your Greece trip short, your insurance will cover any related costs.
- Insurance providers typically reimburse for missed flights and expenses incurred during prolonged delays.
- Many insurers reimburse for lost or stolen possessions, with specific limitations.
- This coverage protects against financial loss if you cause damage to property or individuals while in Greece.
When Should I Purchase Travel Insurance for Greece?
It’s advisable to buy travel insurance as soon as you book your trip to Greece, ideally at least 15 days before departure. This ensures coverage for any additional reservations, especially if you’ve included trip or flight interruption protection in your policy.
How Much Does Greece Travel Insurance Cost?
The cost of your travel insurance policy varies based on trip duration and coverage. A one-week trip to Greece may cost as little as €20 per person or as much as €50 or more, depending on the extent of coverage and the number of individuals included in the policy.
How Does Travel Insurance for Greece Work?
Travel insurance serves to cover medical expenses abroad. For example, if you suffer an injury while exploring Greece, your insurance will typically cover the costs. There are two common ways insurers handle medical expenses:
- Direct Billing
- The hospital or clinic sends the bill directly to your insurer, who pays on your behalf.
- Reimbursement
- Under this method, you pay for medical treatment upfront and then submit invoices and receipts to your insurer for reimbursement, following the policy’s terms and conditions.
Nationals Required to Purchase Travel Insurance for Greece
Certain nationals and passport holders must acquire travel insurance when visiting Greece or applying for a Greek visa.
Do UK Citizens Need Travel Insurance to Visit Greece?
UK citizens can access public healthcare in Greece through the Global Health Insurance Card (GHIC). While this card covers basic medical care, it doesn’t include trip cancellation, flight delay, or evacuation/repatriation coverage. Consider supplementary travel insurance based on your specific needs.
Greece Travel Insurance for Retirees
Retirees may face higher travel insurance costs due to their age. However, options are available and some companies offer insurance plans tailored to pensioners traveling to Greece.
Where to Get Medical Treatment in Greece
Tourists in Greece have the choice of seeking medical treatment in either private or public healthcare facilities. EU citizens with EHIC and British citizens with GHIC can access low-cost or free medical care in public hospitals. Non-EU nationals may also use public providers but should anticipate higher fees. Travel health insurance is advisable in such cases.
Private clinics and hospitals in Greece are excellent options, often staffed with English-speaking professionals and shorter wait times. Keep receipts and prescriptions for reimbursement.
Is Greece Safe to Visit?
Greece is generally a safe destination with a low risk of serious crime or natural disasters. However, it’s wise to exercise caution against pickpocketing, especially in crowded tourist areas. Solo female travelers should be cautious in certain areas, as in many tourist hotspots worldwide.
What to Keep in Mind When Travelling to Greece
Avoid Peak Season: July and August see higher temperatures and prices, along with larger crowds. Consider traveling during the off-season to enjoy milder weather and fewer tourists.
Stay Hydrated: In hot weather, drink plenty of water to prevent dehydration.
Sun Protection: Pack SPF and mosquito repellent to ward off sunburn and insect bites.
Accessibility: Greece may not be disability-friendly at all attractions, so plan accordingly.
Cash is King: While credit cards are widely accepted, having cash on hand is recommended, especially in smaller markets.
Learn Basic Greek: Familiarise yourself with local phrases like greetings and polite expressions.
In conclusion, ensuring you have the right travel insurance is a crucial aspect of planning your trip to Greece. With comprehensive coverage, you can explore this enchanting country with peace of mind, knowing that you’re prepared for any unexpected twists and turns in your journey. Greece awaits your adventure – don’t forget to safeguard it with the right insurance
