When it comes to your travel plans to Greece, you will most likely concentrate on the breathtaking archaeological monuments, beaches, and the national food. Nevertheless, in all the thrill it is of course important to look after both your health and well-being. It is there that the Greece Travel Insurance will operate. In the following, we will do extensive coverage of travel insurance importance, who needs it, where to buy it, what it covers, and tips for safe and fun travel.
Do I Need Travel Insurance to Visit Greece?
Mandatory for Some Travelers: If you are a non-EU citizen requiring a Schengen visa to enter Greece, travel insurance is mandatory. This insurance must cover at least €30,000 in medical expenses and be valid for the entire duration of your stay.
Recommended for All Travelers: While EU citizens can use the European Health Insurance Card (EHIC) for public healthcare in Greece, it is still highly advisable for all travelers to obtain travel insurance. This is especially true given the potential high costs of medical care abroad and the various risks associated with travel
Where Can I Buy Travel Health Insurance for Greece?
For reliable and cost-effective travel medical insurance for Greece, consider Europ Assistance. They offer comprehensive policies designed to meet your specific needs. MondialCare is another reputable provider with policies accepted at all Greek embassies abroad. Plus, they offer free cancellation if your Greek visa is rejected.
Greece Travel Insurance Requirements
When purchasing visa, ensure it meets the following criteria:
- Coverage of at least €30,000 for medical and repatriation expenses.
- Validity throughout your entire trip.
- Validity in all Schengen countries.
What Does Travel Insurance for Greece Cover?
Most travel insurance policies for Greece provide coverage for:
- Your policy should cover the costs of hospitalization, medical treatment, and prescription medication in case of accidents, illnesses, or food poisoning.
- In the event of severe illness or unfortunate circumstances leading to your passing, your policy should include coverage for evacuation and repatriation of remains.
- In addition to travel health insurance, consider options for coverage related to trip and flight disruptions:
- If unforeseen circumstances force you to cut your Greece trip short, your insurance will cover any related costs.
- Insurance providers typically reimburse for missed flights and expenses incurred during prolonged delays.
- Many insurers reimburse for lost or stolen possessions, with specific limitations.
- This coverage protects against financial loss if you cause damage to property or individuals while in Greece.
When Should I Purchase Travel Insurance for Greece?
It’s advisable to buy travel insurance as soon as you book your trip to Greece, ideally at least 15 days before departure. This ensures coverage for any additional reservations, especially if you’ve included trip or flight interruption protection in your policy.
How Much Does Greece Travel Insurance Cost?
The cost of travel insurance varies based on factors such as:
- Coverage Amount: Higher coverage limits typically result in higher premiums. For instance, plans offering up to €100,000 in medical expenses may cost more than basic plans.
- Duration of Trip: A one-week policy may range from €20 to €50 per person, depending on coverage levels and specifics of the plan.
How Does Travel Insurance for Greece Work?
Travel insurance covers medical expenses abroad. For example, if you suffer an injury while exploring Greece, your insurance will typically cover the costs. There are two common ways insurers handle medical expenses:
- Direct Billing
- The hospital or clinic sends the bill directly to your insurer, who pays on your behalf.
- Reimbursement
- Under this method, you pay for medical treatment upfront and then submit invoices and receipts to your insurer for reimbursement, following the policy’s terms and conditions.
What are the best travel insurance companies for Greece from Nigeria
For travelers from Nigeria looking for travel insurance for Greece, several reputable companies offer tailored plans. Here are some of the best options:
1. Tata AIG
- Coverage Options: Specifically designed for travelers from India, but can also be relevant for Nigerians traveling to Greece.
- Key Features:
- Covers medical expenses, including Covid-19 treatment.
- Includes flight delay cover, personal accident cover, and loss of luggage.
- Automatic extensions for hospitalization or flight delays.
- Cost: Premiums start at approximately ₹40.82 (around $0.50) per day, making it an affordable option for comprehensive coverage.
2. NEM Insurance
- Coverage Options: Offers travel insurance specifically designed to meet Schengen visa requirements, including coverage for Greece.
- Key Features:
- Medical expenses up to €30,000 with a deductible.
- Emergency medical transportation and repatriation of remains.
- Coverage for lost luggage and legal costs.
- Eligibility: Available for travelers aged up to 75 years and covers trips ranging from 1 to 365 days 3.
3. Auras Insurance
- Coverage Options: Provides customizable travel insurance valid worldwide, including Greece.
- Key Features:
- Flexible plans with coverage amounts ranging from $35,000 to $1 million.
- Quick online registration and policy issuance.
- Includes emergency medical care and trip cancellation coverage.
- Affordability: Prices start at $1.50 per day, making it a budget-friendly option
Nationals Required to Purchase Travel Insurance for Greece
Certain nationals and passport holders must acquire travel insurance when visiting Greece or applying for a Greek visa.
Do UK Citizens Need Travel Insurance to Visit Greece?
UK citizens can access public healthcare in Greece through the Global Health Insurance Card (GHIC). While this card covers basic medical care, it doesn’t include trip cancellation, flight delay, or evacuation/repatriation coverage. Consider supplementary travel insurance based on your specific needs.
Greece Travel Insurance for Retirees
Retirees may face higher travel insurance costs due to their age. However, options are available and some companies offer insurance plans tailored to pensioners traveling to Greece.
Where to Get Medical Treatment in Greece
Tourists in Greece have the choice of seeking medical treatment in either private or public healthcare facilities. EU citizens with EHIC and British citizens with GHIC can access low-cost or free medical care in public hospitals. Non-EU nationals may also use public providers but should anticipate higher fees. Travel health insurance is advisable in such cases.
Private clinics and hospitals in Greece are excellent options, often staffed with English-speaking professionals and shorter wait times. Keep receipts and prescriptions for reimbursement.
Is Greece Safe to Visit?
Greece is generally a safe destination with a low risk of serious crime or natural disasters. However, it’s wise to exercise caution against pickpocketing, especially in crowded tourist areas. Solo female travelers should be cautious in certain areas, as in many tourist hotspots worldwide.
What to Keep in Mind When Travelling to Greece
Avoid Peak Season: July and August see higher temperatures and prices, along with larger crowds. Consider traveling during the off-season to enjoy milder weather and fewer tourists.
- Stay Hydrated: In hot weather, drink plenty of water to prevent dehydration.
- Sun Protection: Pack SPF and mosquito repellent to ward off sunburn and insect bites.
- Accessibility: Greece may not be disability-friendly at all attractions, so plan accordingly.
- Cash is King: While credit cards are widely accepted, having cash on hand is recommended, especially in smaller markets.
- Learn Basic Greek: Familiarise yourself with local phrases like greetings and polite expressions.
In conclusion, ensuring you have the right travel insurance is a crucial aspect of planning your trip to Greece. With comprehensive coverage, you can explore this enchanting country with peace of mind, knowing that you’re prepared for any unexpected twists and turns in your journey. Greece awaits your adventure – don’t forget to safeguard it with the right insurance
How Law and Visas Can Help?
At Law and Visas, our team of expert immigration consultants is here to make your travel to Greece processing straightforward and successful. Whether you’re applying for a Schengen Visa (Type C) or National Visa (Type D), we handle every step—from preparing your application to gathering the required documents.
Our immigration Consultants and Lawyers ensure that your application meets the highest standards, with no details missed. We’ll also keep you informed throughout the process, coordinating with the immigration office or embassy on your behalf.
Law and Visas has a strong record of helping clients secure the visas/permits they need to visit Greece. Call us today at +234 812 5505 986 to learn how we can assist you.
