Social Security Number: What You Should Know

You need a Social Security number (SSN) if you are intending to work in the US or receive Social Security. You are a U.S.. citizen, permanent resident, or on a work visa, so knowing what the SSN is and how to apply for it is very important. Here is how to get your SSN, how to obtain one, and who is eligible. 

What Is A Social Security Number (SSN)? 

A Social Security Number (SSN) is a 9-digit number generated by the United States government. In the New Deal of Franklin D Roosevelt, the SSN was established to register income and to establish eligibility for Social Security. Nowadays it is used in various financial activities like opening a bank account, requesting credit, and submitting taxes. Social Security doesn’t just go to retirees: the money goes to children, disabled people, and the surviving members of the workforce. You’ll need it to plan for your future money. 

Who Needs A Social Security Number? 

Everyone who works legally in the US needs an SSN. That is true of U.S. citizens and non-citizens (for example, legal permanent residents or work visa holders). Plus, if you have an SSN, you can begin contributing to Social Security taxes and take deductions for other benefits such as retirement and disability. 

This will benefit you if you have 40 work credits (about 10 years of work). You can even be eligible as the spouse or dependent child of a Social Security claimant.

How To Get A Social Security Number As An Immigrant? 

You can apply for your SSN differently if you are an immigrant, depending on your status. 

1.  Applying with Your Visa Application  

The quickest place to apply for an SSN is while submitting your visa or green card. Whether you’re applying in the U.S. (through Adjustment of Status) or outside the U.S. (through consular processing), you can request an SSN while applying. 

  • I-485 (Adjustment of Status) and I-765 (Work Authorization): tick the box indicating you want a Social Security card and agree to send your information to the Social Security Administration (SSA). 
  • Form DS-230 or DS-260 (if a visa application is outside the U.S.): Click “yes” if asked if you would like an SSN and agree to allow the SSA to process your information. 
  • Once approved, your SSN will be mailed to you in about 3 weeks. 

2.  Applying Once You’re in the U.S. 

If you didn’t ask for an SSN when you applied for a visa, after entering the US you can apply directly with the SSA using the SS-5 form, and you will be required to bring these documents: 

  • Documentation of Age: This is usually your birth certificate, though the SSA will consider other documents like a passport or adoption order. 
  • Identity: You must present proof of identity such as a visa or passport for immigration. 
  • Attestation of Immigration: If you are a permanent resident, show your Machine-Readable Immigrant Visa (MRIV) or Form I-551. 
  • You will get your SSN card in 2 weeks after you apply. You can go into your local SSA office and they can give you a hand with the SS-5 form. 

Frequently Asked Questions  

How To Get Reset An Is Lost Or Forgotten SSN Card? 

You can get a replacement for your SSN card after the original application has expired or stolen. You’ll also need evidence of who you are (passport, documents verifying immigration status). Replacement cards are free but there are three replacement cards per year and 10 lifetime. 

What If I Do Not Have Work Authorization And I Need An SSN? 

Generally, you must have permission to work in the United States to get an SSN. However, there are exceptions.  If you have federal or state benefits, you might be able to get an SSN if you can get an agency letter to show that you need the SSN to get the benefit. 

Is It A Problem If Someone Gets My SSN? 

Someone can get your SSN stolen and open accounts, get treated, and possibly a job under your name. Keep your identity safe and never send out your SSN if you don’t know who you are dealing with. Get your SSN stolen immediately to the SSA, the IRS, and IdentityTheft.gov to complain. 

What Does It Cost To Apply For A Social Security Number? 

Apply for an SSN and get the card for free. You don’t have to apply for a replacement card either. 

Applying for an SSN can be intimidating, especially if you are applying for a visa or green card. Law and Visas can take you through it and make your application seamless. Please call us today and start your immigration journey, we’ll be there for you every step of the way. 

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